A brief introduction to MCC code and why it matters to consumers and businesses

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4 important numbers that you need to know, besides the winning combination for our weekly 4D lucky draws.

Why does it matter to merchants?


How a pandemic has shaped our preferred payment methods

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European regulation for electronic payment services

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What is PSD2?

The purpose of PSD2 is to level the playing field and reduce the overall costs of payments for merchants and consumers.

How does PSD2 benefit merchants?


A brief comparison between Tokenisation and Encryption

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What is Tokenisation?

Tokenisation protects sensitive data by replacing it with an algorithmically generated number called a token.

Use case in Payments

One of the most widespread use cases of tokenisation today is in the Payments Processing industry.


An introduction to Cash Advance and why you shouldn’t use it

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What is Cash Advance?

Cash Advance Fee

Cash Advance Interest Rate


An introduction to Charge Cards and how it differs from Credit Cards

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What is a Charge Card?

Charge Cards vs. Credit Cards

1. Payments

2. Annual fees


An introduction to Chargebacks and how to manage it well

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What are Chargebacks?

Why do Chargebacks occur?


A brief introduction of Ethereum and the mechanisms behind it

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What is Ethereum?

What are “Smart Contracts”?

Smart contracts are what make Ethereum so compelling. It doesn’t just track transactions, it programs them.


A brief introduction of Bitcoin and the mechanisms behind it

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What is Bitcoin?

“Bitcoin is a peer-to-peer electronic cash system, that allows for online payments to be sent directly from one party to another without going through a financial institution.”

How does Bitcoin work?

Bitcoin is a decentralised, public ledger. And the sole purpose of this ledger is to track a single asset, bitcoin.


A brief overview of the payment methods in Singapore

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In Singapore, Credit card remains as the undisputed king, with 1/3 of the respondents indicating Credit card as their preferred payment method.

Kenneth Lee

Everything payments.

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